This is a credit card offer with a promotional 0% introductory APR for up to 21 months on purchases and qualifying balance transfers.
The standard APR after the intro period is variable and competitive with similar cards.
A long intro APR period is the primary feature, beneficial for those needing time to pay off large purchases or consolidate debt.
Credit cards aren’t typically discounted; the value is in the terms offered, and 21 months is a solid timeframe.
Consider if the terms meet your specific financial needs, but it’s not a universally “must-buy” deal in the traditional sense.
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
$0 Annual Fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.