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The Platinum Card® from American Express
American Express

American Express

Added 2 years ago. No Expiration.

The Platinum Card® from American Express

80K Rewards® Pts When You Spend $8K in 6 Mon.
AI Score
72/ 100
  • This offer provides 80,000 Membership Rewards points after spending $8,000 in six months, which is a standard public welcome offer for the Amex Platinum card, not a unique or exceptional promotion.
  • The Platinum Card from American Express is a premium travel rewards card with a high annual fee ($695) and is targeted at a niche market of frequent travelers and those seeking luxury perks.
  • Key card features affecting value include extensive travel and spending credits (like airline fee credit, Uber credit, Saks Fifth Avenue credit), lounge access, and travel insurance, but these require active use to offset the annual fee.
  • While the welcome offer is decent, the value is highly dependent on whether the user can maximize the premium benefits and justify the significant annual fee compared to other travel cards.
  • This card can be a good fit for specific high-spending travelers who will fully utilize the included credits and perks, but for most consumers, the high fee and spending requirement make it difficult to recommend as a universally good deal.

  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year. 1x thereafter.
  • 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
  • Earn 1x Membership Rewards® Points on all other purchases.

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