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If you have ever spent more than you had in your checking account you know that most banks now charge an overdraft fee that is normally upwards of $20 – $30. Instead of the fee, ING Direct charges daily interest on the money borrowed which ends up being far less than your local bank charges (usually just pennies per day). Check out the Electric Orange from ING Direct if you are tired of your bank kicking you when you are down.
Additional Features of Electric Orange Checking: